Credit Score facts

While investigating facts about Credit Score Check and Credit Score Range, I found out little known, but curios details like:

The Shanghai government will lower your credit score if you don’t visit your parents. Parents can also sue their kids for neglect.

how credit score is calculated?

Only 6% of millennials have a credit score considered excellent.

What credit score is needed to buy a car?

In my opinion, it is useful to put together a list of the most interesting details from trusted sources that I've come across answering what credit score is good. Here are 40 of the best facts about Credit Score Chart and Credit Score Free I managed to collect.

what credit score is needed to buy a house?

A city in China is enforcing a social credit score system for dog owners. Owners begin with 12 points but lose points for walking a dog without a leash, not cleaning up poo or being reported for disturbance. Loss of 12 points results in loss of the dog until its owner passes a test on pet policy
The average millennial credit score is only 665.
The average millennial credit score is 659
Until 2015, people would ping their credit bureau (i.e Equifax) so many times that eventually their credit score went up because old items were "bumped" (erased) from a credit report. The trick was called "bumping" or "B*" and was kept quiet on forums for 5 years until bureaus caught on
The former USA soccer star Brian McBride credits headbanging to Metallica, AC/DC and Judas Priest for being able to generate so much power on headers. He scored the lone U.S. goal in the 1998 World Cup with his head.
China is building a national database which "gamifies" being an obedient citizen. Sesame Credit analyzes your social media posts, and even your online purchases, then gives you a numerical rating similar to a credit score. This system will become mandatory in 2020.
One of the only ways for Americans to reset their credit score is to move to another country.
Libraries in NY will send collection agencies after patrons with severely overdue books as well as damage their credit score
There is a federal program called HARP that helps home owners reduce their mortgage/interest payments and requires no minimum credit score

credit score facts — What credit score to buy a house?

Credit Score data charts

For your convenience take a look at Credit Score figures with stats and charts presented as graphic.

credit score fact data chart about Top 10 Universities Ranked by Credit Score — Top 10 Universities Ranked by Credit Score

Why credit scores are different?

You can easily fact check why credit score is low by examining the linked well-known sources.

About debt "parking", where debt collectors can affect your credit score without having to ever notify you that you owe money. This most often happens with small medical bills. (page 11 on the pdf/ labeled page 8)

The Chinese government ranks it's citizens with a score that can be used to determine everything from internet speeds to availability of loans called Sesame Credit - source

A batter is not credited with an RBI if they ground into a double play while the run is scoring. - source

26.82 million air tickets as well as 5.96 million high-speed rail tickets have been denied to chinese people whom were deemed untrustworthy, because of a bad social credit score.

Having a bad credit score can raise your car insurance rates. - source

When credit scores are updated?

China is turning being an obedient citizen into a game called Sesame Credit, complete with a score your friends can see. It will be mandatory by 2020.

How credit score works?

The average credit score in the U.S. is anywhere from 669 to 699.

There are people who seek relationships based on their credit scores

Insurance companies maintain a "health credit score" of consumers that include prescription drug use

I learned that Sesame Credits in China makes it harder to get jobs and gives you slower Internet Speeds if you have a low score, or are associated with somebody with a low score.

By paying your credit card on time and in full your credit score could be negatively impacted by up to 250 points. The life hack is to prepay before the statement closing date...and instead your credit score can increase by up to 250 points. Why don’t credit agencies tell us this??!!??

When credit score is good?

China has developed a facial recognition system to assign social credit scores to all of its people by 2020. Each person will have a score that shows how good a citizen they are. Bad scores can result in a blacklist preventing certain activities such as buying plane tickets.

A bowler was credited with a perfect 900 series on multiple occasions (300 3 times in a row). The claims are widely disputed as the scores were rolled alone during a pre-bowling session.

Under China's social credit system, citizens with low scores due to unpaid debts are blacklisted from flying, high speed rail, private schooling etc. and have a special ringtone on their phone...a siren and a warning for the caller to "be careful in your business dealings with them".

How credit score is determined?

China is planning to create a social credit system by 2020 where civilians will be given a score based on fiscal and government information. Most of the big Chinese companies are already on board.

Credit Scores in Georgia have increased an average of 29 points after the state began requiring schools to teach personal finance in 2006.

China's credit system (Sesame Credit) bases its citizens' credit scores by what they purchase and their political views.

China is instituting a karma like :credit score" system that in 2020 will be required of all citizens. It will measure, among other things, "political compliance."

China gives it’s citizens a social credit score and restricts loans and travel of those on an untrustworthy list (quite similar to a Black Mirror episode)

Comcast users have been seen to have higher credit scores than users of America Online, Yahoo!, or Gmail

You have an insurance score, like a credit score, that affects your car insurance rates

In 2020 a "social credit system" will be fully operative. It is a system that gives a "score" to every citizen, based on various social parameters. For lower scoring citizens there are some restrictions like slower internet connection , ban from fast trains and high rated schools

Walter Cavanagh who has almost 1,500 credit cards and a near-perfect credit score

This is our collection of basic interesting facts about Credit Score. The fact lists are intended for research in school, for college students or just to feed your brain with new realities. Possible use cases are in quizzes, differences, riddles, homework facts legend, cover facts, and many more. Whatever your case, learn the truth of the matter why is Credit Score so important!